Budgets put you in charge of what you want to sacrifice and keep you from sacrificing what you don’t want to. If you have ever uttered the phrase, “I wish I could _, but I don’t have the money” then you are already sacrificing something.īudgets don’t force you to sacrifice. Instead, there are likely a list of things you would like to do if you could afford it. My guess, though, is at the end of the month you aren’t worried about all the extra money in your checking account and stressing over how you will possibly spend the money. Many don’t budget because they don’t want to sacrifice any of their spending. If you fall into either of these two categories, this article will solve those problems, making it easy for you to maintain a basic budget. In that time, I have noticed there are two main reasons people don’t budget.įirst, they don’t want to be forced to sacrifice and second, budgeting takes too much time. I have taught Personal Finance college courses for over a decade to 'students' ranging from the typical college student to doctors and lawyers wanting to improve their finances.
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